Insurance Licensing PA-Title-Insurance-Agent : Pennsylvania Producers Examination for Title Insurance Series 16-10

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. When a land owner uses his land as security for a loan, the encumbrance created is called

A) a mortgage.
B) a special security.
C) an involuntary lien.
D) a promissory note.

2. An acknowledgment

A) states that a deed contains verified information.
B) is a signature on a deed.
C) provides evidence that a signature is genuine.
D) is an authorization to convey property.

3. Which of the following parties can file a claim under the provisions of a title policy?

A) The holder of an undisclosed interest in the insured property.
B) The taxing authority with jurisdiction over the insured property.
C) The insured named under the policy.
D) The holder of a judgment against the insured.

4. An ALTA survey of the land could disclose all of the following EXCEPT

A) the improvements on the land.
B) a pond located on the land.
C) a property line lawsuit.
D) a violation of the setback line.

5. Which of the following statements is true concerning an unrecorded deed?

A) it need not name the grantee
B) it does not give constructive notice of ownership
C) it need not contain a legal description
D) it is not valid between the grantor and the grantee

Solutions: